2024年3月25日发(作者：)

中国银行返回码

Response codes

Code

00

01

03

05

08

12

13

14

15

19

21

25

26

28

29

30

33

34

35

37

38

39

40

41

43

Definition

交易成功/Normal OK

请与银行联系/Refer to Card Issuer

无效商户/Invalid Merchant

不批准交易/Do Not Honour

请与银行联系/Honour with I.D. Only

无效交易/Invalid Message

无效金额/Invalid Dollar Amount

无效卡号/Invalid Card Number

无此发卡行

请重做交易

不做任何处理/No Action Taken

无此交易/Record Not Found in File

重复交易/Duplicate Record on File

交易无法处理/Record or File Locked

File Update Denied

格式错误/Format Error

过期卡/Card Expired

有作弊嫌疑(没收卡)

联系保安(没收卡)

联系卡中心(没收卡)

PIN输入超次（没收卡）/Capture Card - PIN Retries

Exceeded

无此账户/No Credit Account

非法功能/Invalid Function

挂失卡(没收卡)/Lost Card

被窃卡(没收卡)/Card is Hot/Stolen

51

54

55

56

57

59

60

61

62

63

64

65

67

75

77

78

79

80

81

84

87

88

90

余额不足/Insufficient Funds

过期卡/Card Expired - Do not pickup

密码错/Invalid PIN - Retry

无此卡记录/Card Holder not on File

非法交易/Transaction not allowed for Card

有作弊嫌疑

请与银行联系

超出取款限额/Exceeds Withdrawal Limit

受限制卡/Restricted Card

违反安全保密规定/Invalid MAC

无效原金额/Invalid Original Amount

取款次数超过次数/Number of Withdrawals Exceeded

没收卡/Force Capture of Card

PIN输入超过次数/PIN Retries exceeded

结算不平/Invalid Business Date

止付卡/Deactivated Card

非法帐户/Invalid Account

交易拒绝/Transaction Denied

卡已作废/Cancelled Card

联网暂断,重做交易/Issuer Down

PIN密钥同步错/PIN Key Sync Error

MAC密钥同步错/MAC Key Sync Error

交易拒绝，芯片卡操作有误，请插入芯片卡进行交易

（非法FALLBACK交易）

91

92

94

95

96

97

98

交易超时/Message Timed Out

重做交易或电话授权/Issuer Not Found

重复交易/Possible Duplicated Transaction

结算不平,上送交易

系统异常/System malfunction

终端号错误/Invalid ATM/POS IDs

暂与发卡行失去联络/SW couldn’t get reply from IS