2024年5月1日发(作者：)

2022虹口区高三英语一模作文

Is Student-loan Forgiveness Unforgivable?

Roughly 45 million Americans currently hold $1.6 trillion in student debt, with

the average student-loan receiver owing between $20,000 and $25,000, according

to the Federal Reserve. Among those actively making payments on their debt, the

average monthly installment is between $200 and $ with 5.3 million more

people unemployed than in February, right before the U.S. fell into the economic

depression caused by pandemic(流行病), some people say that student-debt

forgiveness could be beneficial to the economy.

"Student-debt cancellation feels like one of the most accessible executive

actions to stimulate the economy at the moment, “says Suzanne Kahn, director of

the Education. Kahn says the move would also help close the wealth gap between

white Americans and people of color. Some 90% of Black students and 72% of

Latino students take out loans for college versus just 66% of white students,

according to an analysis from the Consumer Financial Protection Bureau.

But others argue that sweeping student-loan forgiveness doesn't help the

people who need aid most. Americans with college degrees, as a whole, have been

less influenced by the economic effects of COVID-19 than their non-college-

educated counterparts. Besides, they raise concerns that if the government wipes

out current student loans, future college students may have a motivator to take on

debts. hoping they will also be forgiven. Colleges may in turn tend to raise their

prices further

What's clear, according to the both sides of the aisle(过道),is that economic

crises worsen the problem of student debt The last time the U.S. dipped into a

recession, state governments cut their investments in colleges and universities-

which. in turn, raised their tuition prices and forced students to take on ever larger

loans.

In recent weeks. the government has walked a fine line on the issue. offering

support for a bill calling for $10.000 worth of student-loan forgiveness but turning

down anything close to a plan to issue $50.000 per borrower through executive

action

That's not sustainable in the long run. It remains to be seen if the government

can arrive at a political solution that is.